Voluntary Short-Term Disability Insurance (STD)

Short Term Disability (STD) insurance is designed to provide financial support in the event you are unable to work due to a temporary illness, injury, or other qualifying medical conditions.

Please note that our STD policy is voluntary, and participation is not automatic—you must opt in to take advantage of this benefit.

• Provider: Our voluntary STD policy is provided by MetLife.

• Voluntary Enrollment: Participation in the Short Term Disability policy is voluntary. Full-Time employees interested in enrolling must opt in during the open enrollment period or following a qualifying life event.

• Coverage Duration: The STD policy typically covers eligible employees for up to 26 weeks, depending on specific circumstances.

• Benefit Amount: 60% of pre-disability earnings, up to $1,000 per week.

• Cost: $0.176 per $10 covered benefit.

• Waiting Period: Seven workdays must pass prior to STD benefits being paid. You may use PTO during the waiting period as wage replacement.

• Eligibility: This benefit is available to all Full-Time employees.

Voluntary STD offers two enrollment opportunities:

• At the time of hire or when you become eligible for benefits, you will have 30 days to enroll in the voluntary STD online in Justworks.

• If you’d like to sign up after the 30-day window has closed, you can contact our support team at 1-888-534-1711 or support@justworks.com and request a paper enrollment. Enrolling outside the 30-day online window requires a statement of health to be completed, and your application is subject to rejection by our provider, MetLife. If you enroll within the 30-day window, you will be automatically approved for coverage.

• Can I cancel my voluntary STD policy at any time?

  • Yes, you can cancel your policy at the end of any month of coverage. To cancel your policy, please contact our support team at 1-888-534-1711 or support@justworks.com.

• If I leave Nourish, will my voluntary STD benefit end?

  • Yes, the voluntary STD policy will terminate on the last day of the month following your termination date.