401(k) Retirement Planning

A 401(k) plan is a retirement savings account that allows you to save a portion of your paycheck before taxes are taken out. This can offer you a valuable opportunity to build your savings for retirement while potentially lowering your taxable income. Please see this link for educational material on Nourish's 401(k) plan.

• Auto-Enrollment: If you are a new employee, you will automatically be enrolled in the 401(k) plan at a 3% contribution rate after 30 days of employment. This feature helps you start saving for retirement without taking any extra steps, but you have the option to un-enroll if you prefer not to participate.

• No Company Match: Please note that Nourish does not offer a matching contribution to employee 401(k) accounts.

• Provider: Empower is a financial services company on a mission to empower financial freedom for all.

• Eligibility: This benefit is available to all employees.

• Flexible Contribution Rates: Once enrolled, you can adjust your contribution percentage at any time within the plan's guidelines (up to the IRS limits).

• Rollover: You can roll over your previous 401(k) account into the Empower portfolio. If you would like to get more information, please contact Empower at 855-595-4015. 

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Go Empower and use "Register" link to create an account!

Please note, changes to your contribution elections may take up to 2 weeks to process.

1. Go to Empower

2. Use "Register" if you have not created an account or login using your Empower login 

3. In the top toolbar select Account > Nourish 4019k) Plan > Contributions

4. Under the "My Contributions" page, select "Edit" 

5. Use the sliding scale to adjust your contribution

6. Select "Continue"