Aetna Medical Plan Summaries & Details

Our medical plans are designed to provide you with comprehensive, high-quality medical and prescription drug coverage.

Common services that are 100% covered in-network:

Preventative physical exams (yearly physical); screenings (hearing, vision, HIV, blood pressure, bone density, STIs)*
Immunizations (influenza, measles, chickenpox, HPV, whooping cough)*
Womenʼs preventative care (well-woman visits, contraceptive counseling, HPV screening, breastfeeding support & certain supplies).

*Note that certain screenings and immunizations will depend on age.

Healthcare.gov also provides helpful information for preventative services for all adults, women specifically, and children. Learn more about preventative care

Medical Plan Options

Below is the cost information for the three medical plan options available at Nourish. Please note that the HDHP plans feature access to a Health Savings Account (HSA). For detailed outlines of each plan, please proceed to the bottom of the page.

Base Plan 4000

Benefits Tier	Monthly Cost	Cost Per Paycheck
You	$279.55	$139.78
You + Spouse	$913.04	$456.52
You + Child(ren)	$913.04	$456.52
You + Family	$1,546.54	$773.27

Buy-Up Plan 3300

Benefits Tier	Monthly Cost	Cost Per Paycheck
You	$353.94	$176.97
You + Spouse	$1,061.84	$530.92
You + Child(ren)	$1,061.84	$530.92
You + Family	$1,769.72	$884.86

Buy-Up Plan 1500

Benefits Tier	Monthly Cost	Cost Per Paycheck
You	$549.52	$274.76
You + Spouse	$1,452.98	$726.49
You + Child(ren)	$1,452.98	$726.49
You + Family	$2,356.46	1,178.23

Key Differences Between a Base and a Buy-Up Plan

We offer a standard insurance plan, which covers essential healthcare needs at an affordable cost. If youʼre looking for more robust coverage, you can choose to purchase the Buy-Up option for an additional premium cost. We understand that everyoneʼs healthcare needs are different. Thatʼs why the Buy-Up Program provides you with the flexibility to select the level of coverage that best fits your personal or familyʼs needs.

Benefits of the Buy-Up Program:

Lower Deductibles: The Buy-Up plan often comes with a lower deductible, which means youʼll pay less out-of-pocket before your insurance kicks in.
Expanded Coverage: You may have access to a broader network of healthcare providers, reduced co-pays, or additional services that are not included in the standard plan.
Peace of Mind: For employees who anticipate needing more medical care or who prefer to have more coverage in place, the Buy-Up option can offer added financial protection.

Cost of the Buy-Up Program:

The additional amount youʼll pay for the Buy-Up plan depends on the specific upgrade you choose. The cost is detailed on the information you received yesterday, so you can decide whether the additional cost is worth the enhanced benefits.