Health Care FSA

Edited

A Health Care FSA (HCFSA) is a pre-tax benefit account that you can use to pay for eligible medical, dental, and vision care expenses.

Your HCFSA, has a use-it-or-lose-it rule, which means that any funds that are unused by the end of each year, are forfeited. In other words, you lose your remaining money if you miss the deadline for spending it all, so make sure you keep track of it!

2025 Contribution Limits

For 2025, employees with a Health Care FSA (HCFSA) may elect to contribute up to an annual maximum of $3,300 with a minimum annual election of $100.

Questions? We are happy to help! Please reach out to Benepass Support for any assistance.


What expenses are eligible with a Health Care FSA (HCFSA)?

You can use your Health FSA on qualified medical, dental, and vision purchases. This includes:

  • Co-pays, co-insurance, anything spent toward deductibles

  • Prescription and over-the-counter medication

  • Prescription glasses, contacts, eye care, vision exams, and other vision care

  • Dental care (not including cosmetic dentistry)

  • Check out FSAstore.com for a complete selection!

FSA-eligible spending is determined by the IRS, so there are many additional resources online that can help you decide the best way for you to use your FSA balance. Please note that since this is an IRS-regulated benefit, any time a purchase or expense is made under an HCFSA, a receipt will also need to be uploaded to your Benepass account to ensure eligibility compliance.